Your account will comes with a main FTP login already setup – the login details for which will be the same as your cPanel login. You may wish to create an additional FTP login with restricted access to a certain folder under the account though.
Most people do not need to use this feature unless you wish to give a third-party restricted FTP access to an area of one of your accounts.
Please note that any additional FTP accounts created in cPanel will be of the form [email protected]. If you try to login just as “username”, you will receive an authentication failure.
The following video will walk you through setting up an additional FTP login.